MassHousing home

MassHousing offers various products that will help first time home buyers purchase their first property.  The program requires only a 3% downpayment and no up-front mortgage insurance like the FHA program.  Please fill out a short contact for to find out all the details.
8 Steps to buying a home

Buying a home is probably the biggest purchase you'll ever make. And without the right information, it can also be the most confusing. This step-by-step guide will help you navigate the winding path toward homeownership.

Step 1: What Can I Afford?

Get started by evaluating your financial situation and setting a budget. What you can afford?

Step 2: Finding an Affordable Property?

Please give us a call so that we can recommend a realtor to find the right home for you and that specializes in MassHousing programs.

Step 3: Home Buyer Counseling

In order to obtain a mortgage through the MassHousing program borrowers need to go through special girst time home buyer counseling.  Please click here to find a course near you.

Step 4: Get Pre-Qualified

This quick check will determine your eligibility for a MassHousing loan and will put you in touch with an approved lender. Pre-qualify today!

Step 5: Make an Offer

Learn and understand all of the intricate details of making an offer. Learn about making an offer.

Step 6: Apply for a Mortgage

Understand the different loan programs available and what to expect from the loan process.  Please fill out the short contact form at the end of the page and a loan officer will gladly explain everything involved.

Step 7: The Home Inspection

Find out what you can expect during the home inspection, and discuss what to do with the information it reveals. Learn more about home inspections.

Step 8: Closing your loan

Learn about walk-throughs, loan closings, title transfers and everything else involved in the last step of buying a home.

Basic Pre-Approval

Get the Best Mortgage Rate!

Tell us a little about your current needs and we can use that
information to match you with just the right loan.
 
Tell us about your loan needs.
*Reason for loan (purch, refi, cash out):
*Value of property:
*Type of property:
*Amount you need to borrow:
Type of loan wanted (30 Yr, 15 Yr, ARM, Int. Only):

How can we get in touch with you?
*Name:
*Email:
Phone:
Address:
City:
*State:

Tell us about your credit history.
*Credit History (Excellent, Good, Average, Poor):

Note: Fields with an * are required


Massachusetts Capital Mortgage Corp. MB 1190 75 Mc Neil Way Suite 105 Dedham, MA 02026
Phone: Cell: Fax:

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